MBNepal has developed ATM interface jointly with Smart Choice Technology (SCT) and Nepal Investment Bank Ltd (NIBL) to provide the banking services to the customer through both SCT and NIBL's national payment network. The ATM interface is the service that allows the customer to withdraw their balances through debit/credit cards and enquire their balances 24 hours anywhere from Nepal/India where SCT or NIBL's national payment network is available.